Accident Death & Disability

If the insured(insured person) dies as a direct result of a physical injury inflicated on the body by a sudden accident. The coverage amount will be paid of accidental death.
If the insured(insured person) comes to the state of disability based on the Table of classification of Disability. The coverage amount will be paid of payment rate.

Accident medical expense (Hospitalization)

If an insured is hospitalized for injury and receives treatments in a hospital, 90% of the total amount of the c-payment and non-covered benefits (excluding a difference from upper-level room rates) will be reimbursed among the care benefits stipulated by the National Health Insurance Act.

Accident medical expense (Outpatient)

If an insured receives treatments provided by a national medical center for the injury that occurred while traveling overseas, which does not require an overnight stay in hospital, the amount after subtracting any deductible from the total sum of co-payment and non-covered benefits will be reimbursed per visit (visits are limited to 180 each year effective on the contract date)
-Deductibles: 10,000 won (medical practitioner), 15,000 won (hospital), and 20,000 won (specialized general medical centers)

Accident medical expense (Prescription)

If an insured visits a national medical center and receives prescriptions for the injury that occurred while traveling overseas, the amount after deducting 8,000 won from the total sum of co-payment and non-covered benefits will be reimbursed per prescription

Sickness medical expense (Hospitalization)

If an insured is hospitalized for a sickness and receives treatments in a hospital, 90% of the total amount of the c-payment and non-covered benefits (excluding a difference from upper-level room rates) will be reimbursed among the care benefits stipulated by the National Health Insurance Act.

Sickness medical expense (Outpatient)

If an insured receives treatments provided by a national medical center for a sickness, which does not require an overnight stay in hospital, the amount after subtracting the deductible of each item from the total sum of co-payment and non-covered benefits stipulated by the National Health Insurance Act will be reimbursed per visit not exceeding the limit of the amount of insurance.
-Deductibles: 10,000 won (medical practitioner), 15,000 won (hospital), and 20,000 won (specialized general medical centers)

Sickness medical expense (Prescription)

If an insured visits a national medical center and receives prescriptions for the sickness that occurred while traveling overseas, the amount after deducting 8,000 won from the total sum of co-payment and non-covered benefits will be reimbursed per prescription